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Free tool

Draft a dispute letter.

Describe the inaccurate item and we'll draft a professional dispute letter for you to review, adapt, and send. This is a template — not legal advice.

What kind of item are you disputing?

Who is reporting it? (bureau or company name)

Why is it inaccurate?

Anything else we should include? (optional)

The letter is a template for your review — not legal advice. Never share account numbers or your SSN here.

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Ready to see your file the way a lender does?

A confidential review maps exactly where your profile stands and what to fix first. A strategist replies within one business day.

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Response within one business day

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Results vary by individual. Nothing here is legal or financial advice.

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